California Consumer Privacy Act (CCPA) Disclosure

Last updated: January 2026

Your California Privacy Rights

If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with specific rights regarding your personal information. This disclosure explains those rights and how to exercise them.

Categories of Personal Information We Collect

In the preceding 12 months, we may have collected the following categories of personal information:

  • Identifiers: Name, email address, phone number, mailing address
  • Financial Information: Information about your financial situation as relevant to our services
  • Internet Activity: Browsing history on our website, interactions with our online services
  • Geolocation Data: General location based on IP address
  • Professional Information: Employment and professional background as relevant to financial planning
  • Inferences: Profile reflecting your preferences and financial goals

How We Use Personal Information

We use personal information for the following business purposes:

  • To provide financial services and consultations
  • To respond to your inquiries
  • To improve our website and services
  • To send marketing communications (with your consent)
  • To comply with legal obligations
  • To detect and prevent fraud

Sale of Personal Information

Emerald Tide Financial does not sell your personal information to third parties. We have not sold personal information in the preceding 12 months.

Your CCPA Rights

As a California resident, you have the following rights:

Right to Know

You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you, the categories of sources, our business purposes for collecting the information, and the categories of third parties with whom we share the information.

Right to Delete

You have the right to request that we delete personal information we have collected from you, subject to certain exceptions.

Right to Opt-Out of Sale

You have the right to opt-out of the sale of your personal information. As noted above, we do not sell personal information.

Right to Non-Discrimination

You have the right not to receive discriminatory treatment for exercising your CCPA rights.

How to Exercise Your Rights

To exercise your CCPA rights, you may submit a request by:

We will verify your identity before responding to your request. You may designate an authorized agent to make a request on your behalf.

Response Timing

We will respond to verifiable consumer requests within 45 days. If we need more time (up to 90 days total), we will notify you in writing.

Contact for More Information

For questions about this CCPA disclosure or our privacy practices:

Emerald Tide Financial

500 West Putnam Avenue, Suite 400

Greenwich, CT 06830

Email: neil@emeraldtidefinancial.com

Phone: (575) 363-7253